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Renter’s insurance provides liability protection against lawsuits for bodily injury or property damage done by the renter, their family members, and pets. This coverage covers legal defense costs up to the limit of your policy. A renter’s policy should also include no-fault medical coverage as part of the liability protection. This coverage allows someone who gets injured on your rented property to submit their medical bills directly to the insurance company in lieu of a lawsuit.
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Coverage and availability varies by risk type, state and insurance carrier. Not all coverages are available as specified and there are many variances among carriers.
